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As a contractor, you likely know that your business is always at risk. Between the potential for accidents and injuries on the job site and the risk of lawsuits, it’s important to have insurance to protect yourself from financial losses, but what kind of insurance do you need? General Liability Insurance.
They can lead to accidents or injuries. Some construction injuries happen because of ignorance or lack of knowledge among your workers. Contractors will likely use various chemicals in the course of their construction project. These are clothes or equipment that protect workers’ bodies from injuries. .
In this complex environment, any misstep or error can result in severe accidents or injuries. To mitigate these risks on the jobsite, it is crucial for contractors and operators to prioritize safety measures in every aspect of their operations.
The benefits of building the risk assessment expertise within the work force is that it: Helps to drive a better employee/contractor understanding of hazard recognition and reduction; Builds team work and a safety culture within the workforce; and. Reduces the potential for serious injuries and fatalities.
In the construction industry, safety is paramount, given the inherent risks that can lead to serious injuries and fatalities. Contractors and hiring clients alike prioritize safety leadership , seeking partners who excel in safety and compliance, surpassing basic OSHA standards.
Snow removal insurance can offer a wide variety of policies to protect contractors and their businesses. Because of their nature of work, snow removal contractors are usually exposed to many risks, which may include anything from third-party injuries to equipment. What Is Snow Removal Insurance? Number Of Workers. Conclusion.
In today’s fast-paced contracting industry, contractor workplace safety is not just a priority—it’s a commitment. A safe work environment is a cornerstone of successful projects, ensuring every team member can perform at their best without the looming threat of injury or accident.
Unfortunately, a small mistake can lead to serious and costly accidents, especially considering the price of cranes and other heavy machines from the heavy machinery marketplace. Unfortunately, some contractors assume they have enough coverage for their construction jobs. These hefty costs can sink your business if you aren’t insured.
Construction is one of the most hazardous industries, with injuries occurring almost every year. When you see or hear about construction accidents, they usually involve heavy equipment like cranes or scaffolding. Who’s Liable For Falling Debris Injuries? How Accidents Happen Due To Falling Debris.
For contractors, these come in the form of a process known as prequalification and contractor management. What is Contractor Management? Contractor management is a series of checks ensuring that the contractors follow up-to-date safety practices and conform to health and regulatory standards.
As suppliers, contractors are expected to demonstrate their training and expertise by adhering to prequalifications requirements. Contractor prequalifications are third-party audits and certifications that serve as proof of skill, dedication to maintaining safe working conditions, and adherence to regulations like OSHA.
So, with falls being a fear for contractors, initiatives like National Ladder Safety Month are vital. In this blog, let’s break down the major causes of ladder-related injuries, the safety essentials for contractors, and how to ensure safety and compliance for your workers at all times! Your full attention is crucial for safety.
Construction contractors and developers in New York state face $3 billion more in costs and 667 more accidents per year because of a state law that holds builders solely liable for such accidents, according to a study commissioned by the New York Civil Justice Institute.
As contractors, we need to ensure the health and safety of our workers from all hazards, including what OSHA calls the “fatal four.” The goal of National Electrical Safety Month is to provide education and tips to reduce electrical fatalities, injuries, electrically related fires, and more.
It is also clear that contractors are making more use of modern technology at construction sites. The technological progress has not only enhanced efficiency and quality, but it is poised to reduce the occurrence of fatal accidents at construction sites as well. Author Bio: David B. Lever, founded the law firm, David B.
It provides a collaborative way for contractors, architects, surveyors, and engineers to work together and lessen unnecessary costs. These advancements in technology will significantly minimize construction injuries and lead to more spectacular civil engineering structures. Four Future Changing Trends. Building Information Modeling.
Any contractor may encounter several difficulties in terms of keeping such materials safe. Once the materials have been successfully transported, the contractors may then confirm the delivery. This is due to the possibility of injuries and accidents resulting from poorly handled and stored items. The Bottom Line.
The Associated General Contractors of America surveyed more than 700 contractors during March and April and found 44 percent of the contractors had experienced vehicle crashes into their construction sites in 2016. Half of those reported an injury, and 13 percent said the accident resulted in a fatality.
The contractor doing the work was working for the city at the time. Points to Ponder: It is the contractor’s responsibility to create a work area and zone free from hazards that could cause injury or harm to persons or property. The city was the “general contractor” and owner of this project.
Recent statistics reveal a sobering reality: one in five construction workers experiences a fatal injury annually. Furthermore, the construction industry has the highest reported rates of avoidable injuries and fatalities. Evaluate the likelihood and severity of each identified risk. Working in our industry comes with plenty of risks.
7 Tips for Building a Strong Contractor Safety Program. 7 Tips for Building a Strong Contractor Safety Program. Court decisions have made it increasingly clear that employers share responsibility for the actions of contractors when it comes to safety on a worksite, but making sure that contractors follow through can be challenging.
Hiring clients look at multiple factors before choosing a contractor: are they safe, reliable, and compliant — just to name a few. Roughly 738,281 contractor companies in the U.S. What is the Contractor Prequalification Process? Hiring clients need assurance about contractors’ certification, practices, and qualifications.
One of the best ways to prevent these safety hazards is through preparation, which can be done by educating your contractors through the prequalification process , which we will discuss below. Regulatory or Safety Compliance Companies must choose safe, reliable, and compliant contractors to mitigate problems.
Two of the most common insurance policies that contractors have are builder’s risk and general liability, which serve very different purposes. Covers contractors against accidents, property damage, and in some cases, libel. Typically, builder’s risk insurance is purchased by general contractors.
They have collected data from years 2014-2021 and have determined that there is an average of 60 vehicle/building impacts daily, 500 deaths annually, and 4,000 injuries each year. The main cause of these accidents are operator error, happening 20% of the time. Structural damage makes the building unsafe for any occupants.
There should be a detailed safety training program in place to prevent jobsite accidents, which then inherently lowers workers’ compensation costs. Some incidents cannot be prevented, such as accidents that even builders with a safety-first mentality encounter. When that happens, there should be another plan in place.
As temperatures drop, the risks for contractors and construction workers multiply, from cold stress-related ailments to hazardous working conditions. According to data from the EHS Daily Advisor , 25,000 slip, trip, and fall accidents occur daily in the United States during the winter months.
These forms are not perfect and not the best for all construction contractors. A lot of our contractor clients have needed an Accident Prevention Program to include with their bid submittal package and some of them have found this resource useful. Contractors make decisions based upon the reports they are given.
A Laing O’Rourke worker has died following an accident at the new Everton stadium construction site on Monday. His colleagues have been told to leave the £500m Bramley Moore Dock site where work by main contractor O’Rourke has been suspended until further notice.
Per OSHA’s regulation 29 CFR 1904, employers with more than 10 employees are required to keep a record of serious work-related injuries and illnesses. OSHA tracks this information with the goal of preventing accidents in the future. Or a company might report every accident, recordable or not, in an effort to avoid an OSHA fine.
Henry Construction was originally the main contractor on the job to build 19 apartments above commercial premises on the high street. Henry had previously been fined £234,000 for an accident at the site in March 2021 after a demolition worker suffered serious injuries after falling from a platform.
For contractors looking to work with Coke Florida, understanding the significance of ISNetworld compliance is essential. The Importance of ISNetworld Compliance Why Compliance Matters For contractors, maintaining compliance with any ISNetworld ® hiring client is not just a requirement but a strategic advantage.
If a safety issue arises, it could take days to get the information to the right person, thus greatly increasing the chances of accidents and injuries. Employee/Contractor Timesheet. With paper, it is harder to verify if a safety inspection occurred at the appropriate time and place.
Safety is an important aspect of any business but especially in construction, where a little accident can have serious impacts to those involved; the trades people on site, the owner, and the contractor. That is why it’s important to have a General Contractor like Wolgast Corporation on your team.
To help your business remain viable, contractor’s insurance should be a crucial part of your financial strategy. Insurance also puts other parties’ minds at ease when they want to hire you as a specialty contractor. A COI provides evidence of in-force specialty contractor’s insurance.
With every project, no matter how big or small, there is always risk – risk of injury, financial responsibility, or quality assurance. They sponsor programs in communities or the larger market to encourage health, reduce traffic accidents, etc. Contractors work in the middle of a chain of risk passed onto them.
Subcontractor business liability insurance should be retained since a catastrophic claim could bankrupt most all painting contractors. Are subcontractors covered under the general contractor’s insurance? When a subcontractor is uninsured, the business can still be liable for any property damage or injury to others.
Although the OSHA standards do not specifically identify occupations or applications where hard hats are required, 29 CFR 1910.135 states, “Each affected employee shall wear protective helmets when working in areas where there is a potential for injury to the head from falling objects. Were the policies enforced?
So, with falls being a fear for contractors, initiatives like National Ladder Safety Month are vital. In this blog, let’s break down the major causes of ladder-related injuries, the safety essentials for contractors, and how to ensure safety and compliance for your workers at all times! Your full attention is crucial for safety.
Consider these elements of a training and awareness program to save lives, mitigate injuries, and reduce liability and costs . Last year, members of Associated Builders and Contractors , a national trade association representing the nonunion construction industry, invested $1.6 Falls are the most common jobsite accidents.
Just some of the frightening mental health statistics: “Substantial mental distress is associated with both injury rate and self-reported pain.”. Paul Hodgkinson, chief executive and chairman of contractor Simons Group, said in a 2014 interview for Building.co.uk , “There are issues with the pace things are happening. – Nih.gov.
You can practice safety and use common sense on the job, but there’s no way to predict when accidents or injuries might occur. Carpenter’s insurance is a financial instrument that helps protect your business if accidents, injuries, or illnesses occur in a work-related capacity. What is carpenter insurance?
Seeing a Work Site Through an Injury. And you may be signing up to witness firsthand, or at least be present in the aftermath, some sort of workplace incident, maybe involving injury or worse. Navigating an Injury. Partner with your vendors and contractors, whether they’re sub contractors or general contractors.
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