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Inside the Baltimore Bridge Collapse & Potential Legal Liabilities ccapoccia Tue, 04/16/2024 - 11:55 In the early hours of March 26, 2024, a cargo ship struck the Francis Scott Key Bridge in Baltimore, Maryland. Six construction workers were killed in the accident.
Either by choice or required by contract or statute, commercial general liability (CGL), workers’ compensation, business auto and inland marine insurance (mobile equipment) are among the most common types of insurance purchased by contractors.
If your construction business has suffered a financial loss due to damage, accident, crime or liability, the last thing you want to hear is that your claim is. Your Claim Has Been Denied. Alex Headley. Fri, 07/23/2021 - 09:30. not covered.
Unfortunately, a small mistake can lead to serious and costly accidents, especially considering the price of cranes and other heavy machines from the heavy machinery marketplace. Rigging insurance, also known as riggers liability insurance, provides cover against property loss or damage when on the hook of cranes.
Between the potential for accidents and injuries on the job site and the risk of lawsuits, it’s important to have insurance to protect yourself from financial losses, but what kind of insurance do you need? General Liability Insurance. Professional Liability Insurance. Professional Liability Insurance.
A solid commitment to safety can help reduce legal liabilities resulting from accidents or non-compliance with safety regulations. It also helps minimize accidents and uphold professionalism within the construction industry. Proper certification and training are crucial for preventing these accidents.
When it comes to the liabilities covered in the policy, it usually depends on the insurance provider or brokerage. But snow removal insurance is different from commercial general liability insurance. Usually, more business means more liability risks. How Much Does Snow Removal Insurance Cost? Years Of Service. Number Of Workers.
As United States construction activity heats up, the frequency of crane accidents has also increased, along with the penalties, enforcement actions and liabilities associated with these incidents. From a compensatory damages standpoint, the financial impact resulting from these crane incidents has been in the millions of dollars.
While accidents are an unfortunate reality in industry, some involved trained workers being in the line of fire. Where do gravity related accidents fall in the eyes of OSHA? In some cases OSHA is involved and in others, there is a civil suit alleging tort liability. Why is it so difficult to cite gravity related accidents?
While accidents are an unfortunate reality in industry, some involved trained workers being in the line of fire. Where do gravity related accidents fall in the eyes of OSHA? In some cases OSHA is involved and in others, there is a civil suit alleging tort liability. Why is it so difficult to cite gravity related accidents?
Concern for safety is apparent on construction projects throughout the country and world, as evidenced by daily/weekly construction briefings and the familiar “ Days Since a Lost Work Accident” signs. For employers, criminal liability for job site construction accidents is more and more a concern.
It also ensures you’re not spending money on hospital bills, treating injured workers, and legal liabilities. . They can lead to accidents or injuries. Doing so promotes workers’ health and can increase your firm’s overall productivity. Inspect Your Machines Regularly.
Construction contractors and developers in New York state face $3 billion more in costs and 667 more accidents per year because of a state law that holds builders solely liable for such accidents, according to a study commissioned by the New York Civil Justice Institute.
Two of the most common insurance policies that contractors have are builder’s risk and general liability, which serve very different purposes. Builder’s Risk Insurance General Liability Insurance Coverage Covers a building under construction—and often tools, equipment, and materials related to the project.
A construction business needs need public liability insurance , and employers’ liability insurance if you employ staff. Although public liability insurance is not a legal requirement, it should be regarded as essential.
From safety hazards to contractual disputes, the industry faces numerous liability issues that can lead to costly legal battles, project delays, and financial losses. In this article, we’ll explore some of the most common construction liability issues and provide strategies to address them effectively.
Off-the-job accidents: hidden costs to employers. Off-the-job accidents: hidden costs to employers. The direct costs of on-the-job injuries and deaths are clear in the form of workers’ compensation claims, medical expenses, and potential legal liability. Accident Prevention Training' Join Our Mailing List.
Paper forms decrease worker productivity, increase risk/liability, and decrease operational efficiency. Using paper forms and manual processes for safety inspections can increase your firm’s liability risks and cost hundreds of hours of employee time tracking site safety rather than actually ensuring it.
Committing Intentional Project Communications » Public Exposure and Liability on Construction Sites. I can say that the courts in most areas would hold at least the contractor liable for this accident and serious painful injury. Public Exposure and Liability on Construction Sites. Home » Blogs. Wally Evans Blog.
“If something goes wrong, liability could hit the GC’s policy, which dilutes liability insurance limits, negatively impacts their claims history, and forces them to deal with a claim that’s not really their fault.”. If your business is found to have caused an injury or accident, the other party will seek damages.
“May unintentionally faulty subcontractor work that damages an insured’s work product constitute an ‘accident’ under a commercial general liability insurance policy?” The Michigan Supreme Court disagreed, interpreting “accident” as broader than “fortuity.” 185 Mich.App.
With growing scrutiny on job site dangers and liability concerns, prioritizing safety is crucial in sustaining a competitive edge. A Good Safety Record Presents You as a Lower Risk Liability Contractors frequently operate in risky and hazardous environments. Your safety and compliance track record. Let’s look at why that is.
These reports can include basic information on what was completed that day and they can also be filled with little tidbits that include issues that occurred or accidents that happened. Accident report: A detailed explanation of any accidents that might have occurred on site that day.
Sabo & Zahn LLC is an Illinois Limited Liability Company. Unlimited liability for designers and contractors. The statute of repose (similar to a statute of limitations) expired by 1982, extinguishing any liability by Sverdrup. This effectively wiped out the existing statute of repose and revived Sverdrups liability.
Fewer accidents also mean lower insurance premiums, which mean lower labor costs. The more accidents and safety violations you have on a job, the more the job is going to cost; and the last time I checked you can’t submit a change order just because your team got hurt on the job! Public Exposure and Liability on Construction Sites.
” Accidents will occasionally happen even on a competent subcontractor’s watch. Naturally any GC will insist that its subs carry liability insurance to cover any damages resulting from its negligence, and will have its own insurance as well. In such a case, failing to vet the subcontractor won’t matter.
Public Exposure and Liability on Construction Sites » Better Project Management through Better Communication. As I mentioned before, communication often occurs by accident – it just happens. Public Exposure and Liability on Construction Sites. Construction Business Owner Magazine. Home » Blogs. Project Collaboration.
When you see or hear about construction accidents, they usually involve heavy equipment like cranes or scaffolding. If the construction company fails to keep the site safe, they could face liability. How Accidents Happen Due To Falling Debris. Violations of safety rules can lead to workplace accidents.
Avoiding Legal Issues Hiring clients hire a licensed contractor to save themselves from legal liabilities and low-quality work. In that case, the responsibility of dealing with workplace accidents or unsafe job sites will fall upon them, causing legal issues. So, suppose the business hires an unlicensed and non-compliant contractor.
According to data from the EHS Daily Advisor , 25,000 slip, trip, and fall accidents occur daily in the United States during the winter months. Winter Driving Accidents Snow and ice can make the muddy roads more hazardous, so it’s best to give your workers training about driving during winter weather.
You can practice safety and use common sense on the job, but there’s no way to predict when accidents or injuries might occur. Carpenter’s insurance is a financial instrument that helps protect your business if accidents, injuries, or illnesses occur in a work-related capacity. What is carpenter insurance?
And if a GC eschews them completely in an ostrich-like efforts to avoid becoming a “controlling employer,” but is unsuccessful, its liability for subcontractor safety violations is virtually guaranteed. The very act of implementing such measures makes its “controlling employer” status virtually assured.
Indemnification clauses are arguably the most important part of an agreement when an accident or dispute arises on a project. Any party who could face potential liability should be included as an indemnified party. This is an easy way to avoid unexpected liability.
Accidents happen, especially in construction. Does a general contractor’s insurance cover their subcontractors’ accidents or mistakes? What this means is that financial losses caused by accidents, mistakes, and other issues that are the fault of the general contractor will be covered under the policy.
The issue of whether comprehensive general liability (CGL) policies provide coverage for construction defects has been addressed differently by different courts, many of which conclude that they do not. In Ewing Constr. In Ewing Constr. Amerisure Ins. , 12-0661, 2014 WL 185035 (Tex.
In the case of catastrophic accidents, including fatalities or accidents resulting in multiple serious injuries, special care must be taken when it comes to the designation of company representatives. An effective company representative is essential to the company’s success in minimizing OSHA liability.
Mistakes and accidents happen, and some of those issues can be extremely expensive. Contractor liability for property damage. General liability insurance helps limit the financial impact of those risks. In most cases, general liability insurance is a requirement for contractors seeking licensing within a state or city.
Plumbing contractor’s insurance may help your business stay afloat if accidents or injuries occur on the job. Whether you are at fault or not in an accident, attorneys’ fees can take a big chunk out of your revenue. Liability for damage. What is plumber’s insurance? A GL policy offers a wide range of protection.
Some parties — like owners and GCs — will want some assurances that any not-at-fault, job-related accidents or injuries will not cause them financial harm. Aside from owners and GCs, a government entity may want to see proof of liability insurance. There are a few parties that might require a COI from your contracting business.
They offer a full range of business insurance policies, including general liability, commercial auto, workers’ compensation, and umbrella. They provide general liability, property, subcontractor, and cyber protection. Next does not offer specialty coverage, like builders’ risk or pollution liability. Find an agent. Nationwide.
Indemnification clauses are arguably the most important part of an agreement when an accident or dispute arises on a project. Any party who could face potential liability should be included as an indemnified party. This is an easy way to avoid unexpected liability.
Not all accidents that happen on jobs are large-scale and catastrophic. You pay pennies on the dollar for coverage that could range into the millions for general liability (GL) insurance, for example. General liability insurance : A GL policy may help cover the cost of bodily injury or property damage that occurs on a jobsite.
They sponsor programs in communities or the larger market to encourage health, reduce traffic accidents, etc. Public Exposure and Liability on Construction Sites. Second, they work to mitigate risk factors. They run special incentives to reward good behavior. Wally Evans Blog. Recent Posts. Top 5 Trends in Construction Software.
A tort , in common law jurisdiction, could be a tort (other than a breach of contract) that causes an applicant to suffer loss or hurt, leading to legal liability for the one that commits the act. A minor is often created chargeable for their torts, however, they’re restricted in liability once it involves a contract. Negligence.
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