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Unlike general liability insurance — which protects contractors when their work leads to bodily injury or property damage — professional liability offers coverage in situations when their work causes another party to lose money. Some mistakes could lead to bodily injury or property damage—which are both covered by general liability insurance.
While general liability insurance covers against claims related to injury or property damage, errors and omissions insurance protects from lawsuits related to financial loss. Most states require contractors to hold general liability insurance while working on a job site, but that only protects against third-party injuries and property damage.
In the case of catastrophic accidents, including fatalities or accidents resulting in multiple serious injuries, special care must be taken when it comes to the designation of company representatives. The OSH Act prohibits retaliation or discrimination against an employee participating in an OSHA inspection, including OSHA interviews.
But it discriminates against people with learning disabilities who may need round-the-clock care, according University of London professor Irene Tuffrey-Wijne. . But it discriminates against people with learning disabilities who may need round-the-clock care, according University of London professor Irene Tuffrey-Wijne (pictured).
Sources say the draft guidance was scrapped and will not be implemented. The scoring system was considered in a piece of draft guidance which has now been scrapped, NHS sources say. . It does not discriminate against age, but it does weigh up underlying conditions and overall health. . . It’s becoming a vicious cycle.’
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