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ALABAMA INFRASTRUCTURE GRANT PROGRAM: Funds are available for extension of water, sewer and road facilities. EQUITY INVESTMENT TAX CREDIT: Targeted toward new, technology-based businesses that pay wages in excess of the state or county average wage. Borrowers inject 10 percent in the form of cash or equity in real estate.
The terms are often longer than credit cards or home equity lines of credit, making monthly payments more affordable. Approvals are based on the amount of equity in the home, and if the property is sold, any remaining balance can be passed on to the new owner.
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