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Using its insurance fund, the FHA plans to pay part of the homeowners' monthly bills, then structure the repayment as a second loan due after the first is paid off, Realtor.com reports. In addition, borrowers would avoid giving up their super-low mortgage rates. The program currently has about 320,000 seriously delinquent borrowers.
The cost of owning land can add up quickly over a three-to-five-year period if you take into account interest rate payments, property taxes, insurance, maintenance, and other expenses, which erode its profitability. . A builder’s land cost basis can significantly increase over time, especially if they are developing it themselves.
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